You can change your health plan during the annual Open Enrollment period, which begins November 1, 2018.
The period for enrolling in a health plan for 2018, called Open Enrollment, ended on December 15, 2017. But if you've had a life event -- such as a marriage, a new child, a move to a new area or you lost coverage through your job -- you could still enroll in health insurance outside of Open Enrollment. Learn more about Special Enrollment Periods.
Open enrollment for 2018 was from November 1, 2017 to December 15, 2017.
Most Americans are required to have health coverage. You won’t pay a penalty if you:
The annual tax penalty for 2017 is $695 per adult and $347.50 per child 18 and younger, or 2.5% of your annual taxable household income, whichever is greater. The Penalty for 2018 will be adjusted based on inflation.
No. Premiums are the same whether you buy your plan directly from BlueCross or purchase your plan on HealthCare.gov.
See if you qualify for financial assistance with this Health Insurance Marketplace Calculator. Subsidies include a tax credit, which lowers your monthly premium, and cost sharing reductions, which reduce your deductible and out-of-pocket maximum.
Yes. You can't be turned down or charged more because of a pre-existing health condition like asthma, back pain, diabetes or cancer.
When you begin shopping you'll see the plan options organized by Bronze, Silver and Gold levels. Learn more about metallic levels.
We should receive your policy information 24 to 48 hours after you submit your application. You'll receive a welcome packet from us within three to five business days after we receive your policy information from HealthCare.gov.
We'll mail your Member ID card as soon as we receive your first monthly premium payment. If you don't pay your first premium in full by the plan's effective date, you won’t be enrolled and you may have to wait until the next Open Enrollment period to get coverage. If you lose your plan due to non-payment, you won't qualify for a Special Enrollment Period.
There are several ways you can make your first premium payment:
Yes. Your premium is due in full each month or you may lose your coverage. You cannot get coverage back unless you qualify for a Special Enrollment Period.
If you asked to receive your bills electronically at sign-up, you won't receive paper bills in the mail. Please check the email account you provided when you signed up.
If you didn't select electronic billing, call our Member Service number on the back of your Member ID card.
To find out if you enrolled on or off the Marketplace, check your Group Number on your BlueCross Member ID card.
The On-Marketplace Group Number will be 127600.
The Off-Marketplace Group Number will be 129800.