The participants used for testimonials are actors and may not be actual consumers of BlueCross BlueShield of Tennessee products and services. The events depicted are based in part upon actual events but are otherwise entirely fictitious. The characters may be composites or entirely fictitious. All names, incidents, characters, timelines or other elements have been changed for dramatic purposes. Any similarity to any person, living or dead, is merely coincidental.

The events and characters are intended to assist you in making decisions about your health plan choices. For information about your own particular circumstances, please contact BlueCross BlueShield of Tennessee, and a company representative will be glad to assist you.