CHATTANOOGA, Tenn. — The State of Tennessee has chosen BlueCross BlueShield of Tennessee to administer AccessTN, a high-risk health pool for uninsurable adults.

“We are committed to helping as many Tennesseans as possible find affordable coverage options. Our involvement in AccessTN helps us advance that goal,” said Ron Harr, senior vice president of government programs for BlueCross.

AccessTN is designed to assist those Tennesseans with sufficient income, but who also have pre-existing health conditions, purchase insurance. The program is one of four under the umbrella of CoverTennessee, which looks to meet the needs of the uninsured in the state.

Benefits for the plan are modeled on the same comprehensive benefit plans offered to state employees. There are three plans available. Monthly premiums for AccessTN will vary dependent on deductible level, as well as factors such as age, weight and tobacco use. Based on the rate for a similar commercial health insurance plan, premiums will be capped at no more than two times the standard market rate.

Those residents meeting the eligibility criteria can begin enrolling immediately with benefits to become effective April 1.

AccessTN will be primarily funded through premiums and state tax dollars. Medical care costs in excess of premiums paid into the program will be shared across licensed insurers and third-party administrators operating in Tennessee. As the largest insurer in Tennessee, BlueCross will contribute the majority share in to the pool.

For program eligibility and other details regarding AccessTN, visit

About BlueCross

BlueCross BlueShield of Tennessee's mission is to provide its customers and communities with peace of mind through affordable solutions for health and healing, life and living. Founded in 1945, the Chattanooga-based company is focused on reinventing the health plan for its 3 million members in Tennessee and across the country. Through its integrated health management approach, BlueCross provides patient-centric products and services that drive health improvement and positively impact health care quality and value. BlueCross BlueShield of Tennessee Inc. is an independent licensee of the BlueCross BlueShield Association. For more information, visit the company's website at