BlueCross BlueShield of Tennessee agrees with President Obama and members of Congress that the health care system is broken and needs to be reformed.

As a leader in our industry, we have strongly advocated to guarantee health coverage to all Americans, eliminate pre-existing condition exclusions, and no longer base premiums on a personís health status or gender. To keep the health care system financially viable, we also agree these reforms must be paired with an effective individual coverage requirement and need-based subsidies to get everyone into the health care system.

These health insurance reforms and consumer protections make it unnecessary to fund a government-run plan that will disrupt the quality coverage that millions of Americans rely on today. We share the concerns that hospitals, doctors, employers, and patients have all raised about the significant unintended consequences of a government-run plan.

Based on the details available, it is unclear how the Presidentís plan and various plans in Congress would be funded and, as important, could create a sustainable system that improves the quality and lowers the costs of health care.

BlueCross will continue to work with the administration and legislators to pass comprehensive, bipartisan health care reform.

About BlueCross

BlueCross BlueShield of Tennessee's mission is to provide its customers and communities with peace of mind through affordable solutions for health and healing, life and living. Founded in 1945, the Chattanooga-based company is focused on reinventing the health plan for its 3 million members in Tennessee and across the country. Through its integrated health management approach, BlueCross provides patient-centric products and services that drive health improvement and positively impact health care quality and value. BlueCross BlueShield of Tennessee Inc. is an independent licensee of the BlueCross BlueShield Association. For more information, visit the company's website at