It's a New Day in Health Care.

About cost savings to lower your monthly premium.

It's a New Day in Health Care.

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Cost Savings Basics

New Tax Credit Helps Make Coverage More Affordable

The health care law established a federal tax credit that can help lower what you pay each month for health insurance you buy on your own. If you qualify for the tax credit, you can choose when to take it – in advance or when you file your tax return. There are pros and cons to each choice, so make sure you understand all the details.

The tax credit is available to a wide range of income levels. Even if you think your income might be too high to qualify, you might be surprised.

Do I Qualify for the Tax Credit?

Tax credits depend on income and family size and are available for people making up to 400 percent of the Federal Poverty Level:

Single Person

with an income up to $45,960*

Family of 4

with an income up to $94,200*

Family of 5

with an income up to $110,280*

Family of 6

with an income up to $126,360*

Family of 7

with an income up to $142,440*

Family of 8

with an income up to $158,520*

*Figures based on 2013 Poverty Guidelines


The federal government's HealthCare.gov website can confirm if you're eligible for the tax credit – and how much it might help you.

You may be able to get help paying copays, deductibles and and other costs.
Help With Other Costs

Am I Eligible for Help With Health Insurance Premiums?

The federal government's HealthCare.gov website can help you see if you might be eligible for the tax credit – and how much it might help you. Find Out

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Bronze B02S Plan Quote:

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This is an estimate for a 2015 plan and does not include any financial assistance you may be eligible for from the federal government. Your actual rate will depend on information entered in your application for coverage.

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Major Life Change?

But you could still qualify for affordable coverage if you’ve had a life event. These events include marriage, a new child, moving to a new area, losing coverage through your job, and other life changes. See if you qualify!

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How Health Insurance Protects You

Wondering why health insurance is important? You’re not alone. Learn how it protects you – and your wallet.

Why Health Insurance Makes Sense

Why Choose Blue?

We've been there for Tennesseans since 1945 – and we'll be here for you, too.

Why Choose Blue

Facts About the Healthcare Law

Get answers to some of the most commonly asked questions about how the health care law impacts you.

Learn More