Effective Date Calculator

This calculator will assist you in determining the effective date of coverage based on your group's specific contract provisions. The information you need to perform this task may be found in your Employer Group agreement or Employer Group Agreement Change Form. Use the most current document. This document is part of your overall Group Master Contract.

Please enter the data to calculate below

Choose Effective Date based on your group agreement (see descriptions at right):


 - Date employee was hired


 - Eligibility waiting period outlined in the group agreement. (Calendar Days Only)


 - Day of the month that your bill is due

Calculate


 - Date employee's insurance is effective


 - Date by which BCBST must receive application

Disclaimer

Effective dates will be assigned based on the provisions in the group agreement. This is a non-binding tool to assist Group Adminstrators in determining the effective date of the potential subscriber.

  • Next bill cycle following Eligibility Waiting Period - eligibility begins first of bill cycle following date waiting period is satisfied.
  • Bill Cycle Plus - eligibility begins first of bill cycle following date waiting period is satisfied, unless employee satisfies waiting period on first day of bill cycle. In that case, eligibility begins the first of next bill cycle.
  • Day of Employment following Eligibility Waiting Period - eligibility begins day employee satisfies waiting period.
  • Day after the Eligibility Waiting Period - eligibility begins calendar day following day employee satisfies waiting period.