| lifestyle and health | John and Trish aren't getting any younger. Recently they've discovered the power of programs like WalkingWorks that helps them stay active and healthy.
| Tony and Julie have a small business and have two small children. They are active and utilize limited health care services, but need coverage should a major injury or illness happen.
| After going through a breast cancer scare and a bout with depression, Suzanne started gaining her independence through her health plan.
| Ken is a sole proprietor in his early 20's. He's very active. In fact, he recently recovered from an injury he received playing football with friends.
| At age 64, it's time for Roy to consider a Medicare supplement plan from BlueCross BlueShield of Tennessee.
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| pressing issues | John's employer offers several plan choices and Trish uses this site to research their options.
| They need health coverage, but the insurance budget for both the business and their family is very tight.
| Our traditional PPO plans provide she and her son the peace of mind and protection to combat anything that may happen with their health.
| The injury helped him see the value of maintaining health coverage with an individual plan from BlueCross BlueShield of Tennessee.
| Roy and Sheila are at the age where their health can deteriorate rapidly, so they use the exercise programs and advice on this site to stay healthy.
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| product | Coinsurance PPO Plan with Office Visit Copay
| High Deductible Health Plan (with an HSA financial arrangement)
| Coinsurance PPO Plan with Office Visit Copay
| PremierBlue Individual PPO Plan
| Medicare Supplement Plan "F"
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| coverage | Physician office visits - 100% after $20 copay
Preventive office visits - 100% after $20 copay
Inpatient/Outpatient services - 80% after deductible
ER/Ambulance - 80% after deductible
Prescription Drugs - $10 generics, $35 preferred brands, $50 for other brands.
BluePerks discounts.
| Physician office visits - 80% after deductible
Preventive office visits - 100% after $20 copay
Inpatient/Outpatient services - 80% after deductible
ER/Ambulance - 80% after deductible
Prescription Drugs - 80% after deductible
BluePerks discounts.
| Physician office visits - 100% after $25 copay
Preventive office visits - 100% after $25 copay
Inpatient/Outpatient services - 80% after deductible
ER/Ambulance - 80% after deductible
Prescription Drugs - $10 generics, $35 preferred brands, $50 for other brands.
BluePerks discounts.
| Physician office visits - 100% after $25 copay
Specialist office visits - 100% after $40 copay
Inpatient/Outpatient services - 80% after deductible
ER/Ambulance - $100 copay, then 80% after deductible
Prescription Drugs - $10 generics, $35 preferred brands, $50 for other brands – after $200 deductible for brands.
BluePerks discounts.
| Medicare Part A & B coinsurance.
Hospital coverage after Medicare benefits end.
BluePerks discounts.
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| online tools | Health Plan Comparison Tool - view secure, side-by-side comparisons of company-sponsored health plan options.
Drug Calculator - compare drug costs by brand name and classification. Plus, the Preferred Drug List determines the drugs covered at the $35 copay amount.
WalkingWorks - maintain a daily walking program.
| Find A Doctor - search health care professionals in your Blue Network.
HSA Information and Links - learn more about the specifics of managing the financial arrangement associated with their plan.
BluePerks - receive discounts of up to 30 percent on non-covered services.
| Drug Calculator - compare drug costs by brand name of classification online. Plus, the Preferred Drug List determines the drugs covered at the $35 copay amount.
Treatment Information - better understand the value and risk of medical technologies, services and procedures.
Personal Health Analysis - online questionnaire enables you to learn more about your health.
| BlueAccess - look up benefits, applied deductibles, claims details, prior authorization status, order ID cards and more online.
Find A Doctor - search health care professionals in your Blue Network.
BluePerks - receive discounts of up to 30 percent on non-covered services.
| Hospital Comparison Tools - view specific quality indicators.
Treatment Cost Estimator - look up the average cost of most procedures.
WalkingWorks - maintain a daily walking program.
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