When you start comparing health insurance plans, it’s important to decide how much coverage you want – and how much you can spend for it each month.
Just like shopping for anything else, the first thing to consider before shopping for health insurance is your budget.
You have health insurance because you never know when you are going to get sick or hurt and need care. And everyone’s health – and health care needs – are different. Here are some things to think about before you purchase your health insurance plan. Download Checklist (pdf)
Once you know your health insurance budget, you need to think about how much coverage you need. Remember, certain care and services are covered at 100 percent when you use an in-network doctor.
You can start shopping and then compare health insurance plans October 1, 2013.
This is an estimate for a 2014 plan and does not include any cost savings you may be eligible for from the federal government. Your actual rate will depend on information entered in your application for coverage.
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