When you start comparing health insurance plans, it’s important to decide how much coverage you want – and how much you can spend for it each month.
Just like shopping for anything else, the first thing to consider before shopping for health insurance is your budget.
You have health insurance because you never know when you are going to get sick or hurt and need care. Here are some things to think about before you purchase your health insurance plan. Download Checklist (pdf)
Once you know your health insurance budget, you need to think about how much coverage you need. Remember, certain care and services are covered at 100 percent when you use an in-network doctor.
Open Enrollment is from November 15, 2014 to February 15, 2015. If you miss the deadline you could still qualify for affordable coverage if you’ve had a life event — such as a marriage, a new child, a move to a new area or you lost coverage through your job — you could still qualify for affordable coverage.
This is an estimate for a 2015 plan and does not include any financial assistance you may be eligible for from the federal government. Your actual rate will depend on information entered in your application for coverage.
Financial assistance is available to significantly lower your monthly premiums. Find out if you should apply for financial assistance with this easy-to-use calculator.Financial Assistance is Available