Along with the basics - like coverage for essential health care, free preventive care and screenings, and more - our health insurance plans give you:
Remember: If you don't enroll in a 2016 plan during Open Enrollment, you can't enroll in a health insurance plan for 2016 unless you qualify for a Special Enrollment Period. In addition, the penalty for not having coverage is higher in 2016 than it was in 2015.
Much like any other decision that involves money, choosing a health insurance plan is about addressing two questions:
Your monthly premium plus your copay and annual deductible are some of the health care costs you'll want to consider. Cost are different for each plan, so use our handy budget checklist to help you zero in on the plans that fit your budget. You also may be eligible for financial assistance, and we can help you find out if you might qualify.
We offer many different plans to make sure you're getting coverage that fits your needs and your budget:
Staying in network when you use your benefits ensures that you get high quality care while keeping your costs in check, so it literally pays to understand Blue NetworksSM and find a doctor that accepts the plan you're considering.
This is an estimate for a 2016 plan and does not include any financial assistance you may be eligible for from the federal government. Your actual rate will depend on information entered in your application for coverage.
Many Tennesseans are already getting assistance, and we’ve got a quick way to find out if you might qualify.
Face-to-face, online or over the phone — whatever works for you, we can walk you through the details and help you get the coverage you need.