What makes PersonalBlue better?

With a PersonalBlue individual health insurance plan from BlueCross BlueShield of Tennessee, you can rest easy knowing that you have coverage that meets your needs and fits your budget.

We have a wide variety of options and all our PersonalBlue plans include these great features:

• Comprehensive wellness benefits (i.e. immunizations, well-care exams, cervical or prostate cancer screenings, mammography screening) with no annual limits on what the plan pays for covered services
• Prescription drug coverage
• Access to our largest network of doctors, hospitals and health care providers, with the option to save money by choosing our smaller network
• Behavioral health coverage
• Office surgeries
• Routine diagnostic lab tests and X-rays
• Advanced radiological imaging (i.e. CAT scans, CT scans, MRI’s, PET scans, nuclear medicine and other similar technologies)
• Optional maternity coverage
• Optional dental coverage

Added Value When You Choose Blue

• Freedom to Choose Any Doctor, Hospital or Other Health Care Provider
• Accepted Worldwide
• No-Hassle Claims Filing
• Check Benefit Information and Claims Status Online
  • see how much you’ve paid toward your deductible
  • review the status of your claims
  • get information about getting approval for certain medical procedures before you are treated (i.e. prior authorization)
  • view copies of your Explanation of Benefits – the detailed overview showing what services you received, what you were charged, what BlueCross paid and what you may owe your health care provider - and more!

You also get special member perks – in some cases, up to a 50 percent discount on non-covered services. We call them BluePerks^®.