Self Assessment

All PersonalBlue plans offer individual and family coverage.

If so, you may want to consider a plan with an office visit copay. It will help you budget by knowing that every time you see your primary care physician, you only pay $35. Visits to specialists cost $50.

No problem. If you have regular prescriptions, consider a plan with a prescription copay. Then you'll know exactly what you will pay for your medicine.

Great news! All our PersonalBlue plans have unlimited wellness benefits like routine physicals and cancer screenings, with just a $35 copay. Colonoscopy and sigmoidoscopy screenings are covered too, but you may have to pay more for those services. It's always best to find out how much you have to pay before you are screened.

Yes? Then make sure your doctor is in the provider network you choose. Network P has more hospitals, facilities and health care practitioners. But Network S may include your doctor, too, and you could save some money by picking it. It's also a good option if you don't mind switching doctors or traveling a bit to see a network provider.

If so, you may have a pre-existing condition. Some conditions won't be covered by your plan, while others may not be covered for a certain period of time.

No? You may have to wait 12 months for certain pre-existing conditions to be covered. If you do have health insurance, you may not have to wait nearly as long.

If so, you may want to consider one of our high-deductible health plans. You can open a health savings account (HSA) to pay for qualified medical expenses, which you can deduct from your gross income on your tax return.

Congratulations! You should consider adding the optional maternity coverage. It's available with all plans.