AccessTN provides health insurance options for adults who can afford health coverage, but have previously been turned down by insurance companies as uninsurable.

To be eligible, all new participants in AccessTN must meet each of the following criteria:

• U.S. Citizen
• Tennessee resident for 6 months
• Age 19 and over
• Uninsurable by medical or insurance determination as demonstrated by one of the following:
  • A doctor’s statement that the applicant has one of the 55 medical conditions   approved for instant eligibility.
  • Denial by two unaffiliated insurance carriers for individual coverage due to a health-related condition.
  • Qualification through an AccessTN contracted underwriting process.
• Be without coverage for three months
• No access to insurance at time of application
• No continuation coverage available (like COBRA)

No one will be turned away due to an existing medical condition

AccessTN participants will be offered a choice of three PPO benefit plan options. You will be able to select the plan that is best for your situation.