AccessTN

AccessTN provides health insurance options for adults who can afford health coverage, but have previously been turned down by insurance companies as uninsurable.

To be eligible, all new participants in AccessTN must meet each of the following criteria:

U.S. Citizen or qualified legal alien
Tennessee resident for 6 months
Age 19 and over
Uninsurable by medical or insurance determination as demonstrated by one of the following:
- A doctor’s statement that the applicant has one of the 55 medical conditions approved for instant eligibility.
- Denial by two unaffiliated insurance carriers for individual coverage due to a health-related condition.
- Qualification through an AccessTN contracted underwriting process ($75.00 fee required).
No health insurance for previous three months (special rules apply to those finishing COBRA, TennCare or CoverKids policies)
No access to employer insurance except CoverTN
No continuation coverage available (like COBRA)

No income limits, no asset test.

No one will be turned away due to an existing medical condition

AccessTN participants will be offered a choice of three PPO benefit plan options. You will be able to select the plan that is best for your situation.

AccessTN members use Blue Network S. To see which providers participate in these programs, use the Find a Doctor tool on the right hand side of this page.

Additional Information

For more information

E-mail us at accesstn@bcbst.com .
Call us toll-free at 1-866-636-0080 (Monday through Friday, 8 a.m. to 6 p.m. Eastern Time).
By mail
AccessTN
c/o BlueCross BlueShield of Tennessee
1 Cameron Hill Circle
Chattanooga, TN 37402

Page Modified:September 4, 2009