Premium Assistance

Premium Assistance

Premium assistance is not available at this time.
All premium assistance is in use by current AccessTN members.

As members leave the program, premium help will be offered to others.

Here are your options:

1. Wait to enroll in AccessTN until you can get help with paying your premiums. If you prefer this option, complete and return the Premium Assistance Notice. We will add your name to a waiting list, based on when we get your form. We will notify you when premium help is available. Then you will have 30 days to return a full application to us. You do not need to send in the Application for Health Coverage now.

2. Enroll in AccessTN now and pay the full premium until help with your premium becomes available. If you prefer this option, you do not need to complete this form. However, you will need to complete the Application for Health Coverage. The application is also online at www.AccessTN.gov. We will still add your name to the AccessTN waiting list. We will notify you when help with your premium is available.

The General Assembly has appropriated $13 million in funds for premium assistance to make monthly premiums more affordable for low-income participants. Preliminarily, the State's Board of Directors have made some determinations about how the premium assistance program will be structured with more deliberation to follow.

Among these early decisions, the State's Board of Directors has determined that premium assistance:

  •  Will be available for applicants up to 350% of federal poverty level, up to an annual household income of $75,000.
  • Is limited to available funding; not all of those meeting eligibility criteria will necessarily qualify.
  •  Will range from 20% of premium to 60% of premium based on household income.
  •  Will only be available for Plan 1000, which has the lowest deductible and highest premiums.

To create incentives toward healthier behavior and to maximize funds available to help lower-income participants, the Board has decided that premium assistance funds will be allocated based on the amount of a non-smoking participant at target weight or below.

Income Guidelines for Premium Assistance

Persons in Household

Incomes up to

Incomes up to

Incomes up to

200% FPL

250% FPL

350% FPL

1

$ 21,660

$ 27,075

$ 37,905

2

$ 29,140

$ 36,425

$ 50,995

3

$ 36,620

$ 45,775

$ 64,085

4

$ 44,100

$ 55,125

up to $75,000

5

$ 51,580

$ 64,475

up to $75,000

6

$ 59,060

$ 73,825

up to $75,000

7

$ 66,540

up to $75,000

up to $75,000

8

$ 74,020

up to $75,000

up to $75,000

State Premium

Program pays 60%

Program pays 40%

Program pays 20%

Assistance

Member Share of Premium

Member pays 40%

Member pays 60%

Member pays 80%

For more information

  • E-mail us at accesstn@bcbst.com Email Policy.
  • Call us  toll-free at 1-866-636-0080 (Monday through Friday, 8 a.m. to 6 p.m. Eastern Time).
  • By mail
    AccessTN
    c/o BlueCross BlueShield of Tennessee
    1 Cameron Hill Circle
    Chattanooga, TN 37402
Page Modified:April 29, 2009