CoverTN program officials have announced that new enrollment in the limited benefit health insurance program was suspended on Dec. 31, 2009, as a result of reaching budget capacity. Visit http://www.covertn.gov for more information.

Current members and participating businesses, as well as those who have been approved for effective coverage in January 2010, will be unaffected by the suspension.  For current members and participating employers, members can still be added to the plan:

• Current CoverTN members can add spouses due to a qualifying event.
• Current CoverTN members who become pregnant may apply for maternity coverage through HealthyTNBabies.
• Current participating employers can continue to enroll new employees. 

Any business or individual who pre-qualified with the state prior to November 30, 2009, should have enrolled with BlueCross BlueShield of Tennessee by December 31, 2009.

About CoverTN:

CoverTN limited benefits are designed to provide working Tennesseans and Tennesseans between jobs with low-cost coverage for basic medical service. These plans encourage regular doctor visits and preventive screenings, that help decrease the need for high-cost care in the future. Not to be confused as an inexpensive replacement for traditional PPO coverage, CoverTN simply helps previously uninsured Tennesseans lower the need for potential high-cost care in the future.

CoverTN plan benefits are very limited compared to traditional insurance. For instance, these plans do not have an out-of-pocket maximum, so they do not protect against the potential of catastrophic medical costs. In other words, there is no limit to the amount of medical bills a member might have to pay for a major illness or injury, such as disease treatment, or injuries sustained in an automobile accident for example.

CoverTN uses Network V. To see which providers participate in these programs, use the Find a Doctor tool on the right hand side of the page.