Interested in the tax-savings advantages of a Health Savings Account (HSA)? If so, then you need a health plan that's specifically designed to meet the federal requirements required for use with an HSA.

HSA's are savings accounts that enable you to set aside pre-tax or tax deductible dollars to pay for certain health care expenses approved by IRS code 213d. These include copays, deductibles, coinsurance, prescriptions, dental, vision care and more. However, federal regulations require that you combine an HSA with an approved High Deductible Health Plan, like BluePartner.

Federal regulations make BluePartner different than most PPO plans:

• Covered Services and Prescriptions are subject to Deductible and Coinsurance - except preventive services.
• Deductibles and Out-of-Pocket Maximums vary each year– like HSA's, as indexed against changes in the Consumer Price Index.
• One Deductible and Out-of-Pocket Maximum for Family Coverage- the full family deductible or out-of-pocket maximum must be met before benefits are paid on any family member’s claim.  

HSA’s have these cost-saving advantages:

• Reduce Your Taxable Income- no penalties or taxes apply to withdrawals made to pay for eligible health expenses.
• Put Your Money To Work- contributions can roll over from year to year and earn tax-free interest.
• Additional Retirement Income- when you turn 65, you can withdraw money for non-qualified expenses without penalty (except income taxes).

In-Network

Each plan features the doctors, hospitals and other health care providers who participate in BlueNetwork P, our most comprehensive provider network. And, all plans include optional dental and maternity coverage for an additional fee.

*The Out-of-Pocket Maximum includes the deductible. Out-of-pocket maximums for in-network and out-of-network covered services are separate and do not combine