BlueCross BlueShield of Tennessee Short-term Health Coverage plans provide benefits for:

• Medically necessary and appropriate services in a physician's or other practitioner's office.
• Routine diagnostic services.
• Prescription drugs (subject to deductible and paid at 80 percent).
• Inpatient hospitalization including room and board in a semi-private room, general nursing care, medications, injections, diagnostics and special care units. (Certain services require prior authorization or benefits will be reduced or denied.)
• Emergency care services.
• Skilled nursing facilities (limited to 10 days per policy term).
• Therapy services including physical, speech, occupational, manipulative, cardiac and pulmonary rehabilitative (10 visit limit per benefit period).
• Home health services (10 visit limit per benefit period; prior approval must be obtained).
• Temporomandibular Joint (TMJ) ($500 limit per benefit period).
• Durable medical equipment.
• Prosthetics and orthotics.
• Ambulance services.

A complete list of benefits terms and conditions is included in your Short-term policy, which you will receive with your identification card after you enroll.