We all know that a poor diet and inactive lifestyle can lead to serious health problems -- and also make some diseases more difficult to treat. But did you know that being overweight affects health care costs?

Unhealthy lifestyle choices are a big reason health care costs are going up. In fact, if you add up the cost of health problems caused by being overweight or obese, the nationwide total is almost $120 billion in health care expenses each year. Those costs affect what you pay for your health plan, as well.

Smart lifestyle choices

1. Plan for better health – and to bypass heart disease and other serious health problems whenever possible. You can help manage your health and control your health care costs by finding an exercise plan that meets your individual needs.
2. Take steps to keep a healthy weight or lose weight. Brisk walking for 30 minutes a day, three times a week, can not only improve personal health but can also reduce your need for medical services.
3. Talk to your doctor about an exercise plan that works for you The WalkingWorks program may be just the jumpstart you need.

When it comes to your health and the cost of your health care, you have a choice. And your choices make a difference.