Whether you are already a member or about to become one, it's important to know that BlueCross is the most recognized and accepted health plan in the nation. With a BlueCross ID card in hand, you can easily get access to all the services and benefits that your plan provides. It's coverage designed to give you more value, security, and opportunities for better health.
There are four distinct networks for PPO coverage, called Blue Networks. Each has a different grouping of doctors, hospitals and other health care providers. Your PPO plan includes one Blue Network (P, S, K or C).
The doctors, hospitals and health care facilities that participate in Blue Networks have agreed to accept lower fees for their services. These discounts let your health plan cover a larger portion of the claims submitted on your behalf.
To find out which Blue Network you're in (P, S, K or C), check the top part of your Benefits Summary or your member ID card. The one-letter name shows your health plan's specific network of providers.
Then check the online directory to search for providers in your specific network and area.
A PPO plan allows you to visit any doctor or hospital you choose, but:
In addition, when you use providers in your Blue Network, you get more in return:
When making an appointment, be sure to ask if the provider participates in your plan's specific BlueCross BlueShield of Tennessee Blue Network (P, S, K or C). Consider changing to providers that participate in your plan's Blue Network if your current health care providers are not in it.
Whenever you seek care, follow these basic guidelines:
* Some exclusions apply.