Ever wonder why the hospital’s ER waiting room always seems filled with people waiting for hours to get care? One of the main reasons is that millions of Americans use the ER for routine medical care -- instead of real emergencies.

Last year, there were almost 10 million ER visits for non-emergency care. The average ER visit costs $383, while the average doctor’s office visit usually costs only $60. Those costs affect your health plan costs, as well.

Any time someone visits the ER for non-emergency care, everyone pays more because unnecessary ER visits raise insurance premiums, copays and deductibles.

Smart health care choices

1. In an emergency, don’t hesitate to go to the ER.
2. But if your condition isn't urgent, check with your doctor first. You can call your doctor anytime.
3. If you don’t have a primary care doctor, choose one today. When you see one doctor for your primary care needs, you get more consistent care from a doctor who knows you and your medical history.
4. Build a relationship with your doctor so that you get the right preventive care, ongoing treatment, and follow-up care whenever needed. It will help keep you healthy, and help you manage your health and health care costs.

When it comes to your health and the cost of your health care, you have a choice. And your choices make a difference.