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Health Reimbursement Arrangements

Health Reimbursement Arrangements (HRA) are a great way to stay engaged in making smart choices when using health care services. What’s more, with our health plans and HRAs you get support in managing your health and spending.  If you have questions - whether it’s about online health tools, health improvement programs, or you need details on how to use your specific benefit plan - our consumer coaches are specially trained to help.

HRA dollars can be used to pay for any combination of medical expenses including deductibles, coinsurances and of course copays.

Here’s How it Works

Your employer creates a Health Reimbursement Arrangement to compliment either a High-Deductible Health Plan or a traditional insurance plan. When you visit the doctor you’ll use a combination of your own money and the HRA to pay your bill.

Your employer will reimburse you in one of two ways for qualified medical expenses:

  • Either after you pay a set portion of the deductible
  • Or you’ll be reimbursed first, then pay the remaining deductible

Not only is the package an outstanding and cost-effective benefit, HRAs are fully integrated through our claims processing system – reimbursement is automatic.  Didn’t use the entire amount in your HRA?  Any remaining amount can roll over for future use. 

Need Help With Costs?

Financial help is available from the government. See what you're eligible for.

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