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    About Blue Network E

    When it comes to using your health care benefits, you can save on health care costs by staying in network. By going to a specific list of Blue NetworkSM E doctors and hospitals, you pay lower copays and avoid other out-of-network costs.

    Make Sure You Get the Most Out of Your Benefits:

    • Use the Find a Doctor tool or our myBlue TN mobile app to see if your doctor or hospital is in Blue Network E. You can also call us at 1-800-565-9140.
    • All of our networks include quality doctors and hospitals that meet stringent BlueCross BlueShield of Tennessee requirements.
    • Blue Network E doctors and hospitals offer specially negotiated rates for services - so you will pay a lower copay amount when you use them.
    • If you use a doctor or hospital not in Blue Network E, you will pay more for your care and BlueCross will pay less. This applies even in an emergency situation, so it helps to know which local health care facilities are in Network E.
    • You will pay a higher deductible, copay or coinsurance for out-of-network providers.
    • You’ll also pay the difference between what the doctor charges for care and what BlueCross agreed to pay (also known as balance billing). To avoid higher costs, confirm your doctor, hospital or urgent care facility is in your network before receiving care.
    Here's an example of how you avoid paying more with IN-NETWORK providers

    Hospital Bill:

    

    $20,000

    Blue Network Discount:

    -$9,000

    Maximum Allowable Charge:

    $11,000

    BlueCross Pays:
    (or 80%* of the Maximum Allowable Charge)

    -$8,800

    You Pay:
    (or 20% of the $11,000 Maximum Allowable Charge)

    $2,200

    Here’s an example of how you pay more with OUT-OF-NETWORK providers:

    Hospital Bill:

    $20,000

    Blue Network Discount:

    None

    Maximum Allowable Charge:

    $11,000

    BlueCross Pays:
    (or 60%* of the Maximum Allowable Charge)

    $6,600

    You Pay:
    (or 40% of the $11,000 Maximum Allowable Charge, plus $9,000 difference in the hospital’s billed charge and the Maximum Allowable Charge)

    $13,400

    Is Your Doctor In-Network?

    It's easy to find out! Just use the "Find A Doctor" tool to search doctors, hospitals and facilities by name or by specialty.

    FIND A DOCTOR

    We're committed to helping you understand how to use your benefits. If you have questions, please call us at 1-800-565-9140, Monday - Friday, 8 a.m. to 5:15 p.m. ET.

    Network Provider Directories

    View a list of doctors and hospitals participating
    in your Blue Network.

    Download Blue Network EDownload Blue Network SDownload Blue Network PDownload Blue Network M

    Financial Assistance is Available

    Financial assistance is available to significantly lower your monthly premiums. Find out if you should apply for financial assistance with this easy-to-use calculator.

    Financial Assistance is Available

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