If you are undergoing breast cancer treatment, the last thing you need is to be surprised with unexpected out-of-pocket medical expenses. It’s important to know what tests and procedures are covered by your health benefit plan. Some genetic tests for breast cancer patients, like the Oncotype DXTM test, may not be a covered benefit.
Your provider network is an important part of your health plan coverage. When you use the doctors, hospitals and pharmacies that belong to your specific network, you save money.
If you ever need hospitalization, your Blue Network plan offers a wide range of hospitals to choose from. But no matter which hospital you select, you must get advance approval - or prior authorization - from BlueCross before you begin your hospital stay.
High-tech imaging costs are now a major factor driving up the cost of health care. To help make sure that the type of technology chosen matches the type that's needed, BlueCross BlueShield of Tennessee is asking doctors and hospitals to use a prior authorization process.