Get extra assistance with your health care costs
Need help paying for your plan?
When you shop for a health plan, you'll be able to see if you qualify for financial assistance that can lower the costs of your plan.
Keep reading to learn more.
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I want to save on my monthly premium.
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The tax credit lets you choose between a lower monthly premium payment or a lump sum refunded with your tax return.
Do I qualify for the tax credit?
How much help you can get depends on your income and family size. It's available to a wide range of income levels, including people with incomes between 100 and 400 percent of the Federal Poverty Level.
Who's eligible for a tax credit?
FAMILY SIZE INCOME INDIVIDUAL $12,060 - $48,240 FAMILY OF 2 $16,240 - $64,960 FAMILY OF 3 $20,420 - $81,680 FAMILY OF 4 $24,600 - $98,400 FAMILY OF 5 $28,780 - $115,120 FAMILY OF 6 $32,960 - $131,840 -
I want to save on my overall health expenses.
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When you go to the doctor or get care, you and your health insurance company share the cost. How much of the cost you pay depends on your coverage.
Click here to learn more about Metal Levels for plan benefits
Do I qualify for cost-sharing reductions?
If you’re shopping on the Marketplace and want to save on your overall health expenses, cost-sharing reductions, (CSRs), can lower your out-of-pocket costs, like your deductible and out-of-pocket maximum.
If your income is between 100 and 250 percent of the Federal Poverty Level, you may qualify for CSRs. Alaska Natives or American Indians may also be eligible for even more help.
If you qualify for CSRs, all you need to do is select a qualifying Silver-level Marketplace plan to receive it.
Who qualifies for cost-sharing reductions?
FAMILY SIZE INCOME INDIVIDUAL $12,060 - $30,150 FAMILY OF 2 $16,240 - $40,600 FAMILY OF 3 $20,420 - $51,050 FAMILY OF 4 $24,600 - $61,500 FAMILY OF 5 $28,780 - $71,950 FAMILY OF 6 $32,960 - $82,400
Before you apply for financial assistance, get these documents ready:
- Mailing addresses for everyone you want to cover
- Social Security Numbers or document information for Legal Residents
- Income documents, such as pay stubs and/or W-2 forms
- Your best estimate for your 2018 household income
- Policy numbers for any current health insurance plans
- A completed “Employer Coverage Tool” for every plan that someone in your household could get through their employer (available at HealthCare.gov)
Better Tennessee
Better Tennessee celebrates the people and organizations dedicated to improving the health of Tennesseans.
Many Tennesseans are already getting assistance. Here's a quick way to find out if you might qualify.