Effective December 1, 2009, new enrollment in CoverTN is suspended until further notice as a result of reaching budget capacity. Visit www.covertn.gov for more information.
Current members and participating businesses will be unaffected by the suspension. For current members and participating employers, new members can still be added to the plan under the following circumstances:
For more information click on Business Owner’s Reference Manual under Additional Information to the right.
CoverTN limited benefits are designed to provide working Tennesseans and Tennesseans between jobs with low-cost coverage for basic medical service. These plans encourage regular doctor visits and preventive screenings that help decrease the need for high-cost care in the future. Not to be confused as an inexpensive replacement for traditional PPO coverage, CoverTN simply helps previously uninsured Tennesseans lower the need for potentially high-cost care in the future.
CoverTN plan benefits are limited compared to traditional insurance. For instance, these plans do not have an out-of-pocket maximum, so they do not protect against the potential of catastrophic medical costs. In other words, there is no limit to the amount of medical bills a member might have to pay for a major illness or injury, such as disease treatment, or injuries sustained in an automobile accident for example.
CoverTN uses Network V. To see which providers participate in these programs, use the Find a Doctor tool on the right hand side of the page.