What is a Health Reimbursement Arrangement (HRA)?
How do high-deductible health plans and HRAs work together?
What are the advantages to offering such a plan?
Who can contribute to an HRA?
When can HRA funds be accessed?
What is a qualified medical expense?
Can HRA funds be used to pay medical insurance premiums?
Who owns the HRA?
What happens to the funds in an HRA after termination of employment?
Do unused HRA funds rollover from year to year?
Are there rules that apply to the amount an employer may contribute to an HRA?
When does the HRA begin to pay for an employee’s expenses?
Is the HRA allocation based on a calendar year or a rolling plan year?
Can I as employer choose proration for new hires and family status change?
Can an employee covered by a spouse’s plan still participate in your group’s HRA?
Are high-deductible health plans required in order to offer an HRA?
Can the HRA allocation be set up on a 4-tier structure?
Can I as an employer define the HRA rollover amount?
What is automatic reimbursement?
What is an HRA debit card?
May an employer offer both automatic reimbursement and a debit card on an HRA?
Who is eligible to participate in an HRA?
May an employer offer both an HRA and FSA?
Why are HRAs becoming so popular?
How does an employer set up an HRA?