How to Use Health Insurance

Know your benefits and how to use them.

LOGIN TO ACCESS
How to Use Health Insurance

Shop for Plans

Your Guide to Blue Benefits

Wish you knew more about health plan coverage? Here’s a great starting point.  Whether you have group or individual coverage, basic information about our health plans give you an important start on understanding:

  • How your plan works
  • How to make the most of your benefits
  • Where to turn if you have questions

Not all plans are alike.  As you learn more about the types of coverage and services available, check your particular group or individual plan details to see how – or if – this information applies to you.

The best way to learn what your plan covers and how your coverage works is to login to BlueAccess and review your Evidence of Coverage, contract or handbook that your will receive when you first sign up.

Mother and child smiling

Putting better health at the center of all we do means helping you get healthy and stay healthy.

Understanding Blue Networks

Every BlueCross BlueShield plan has a specific provider network – and in some cases a pharmacy and dental network too. Our Find a Doctor tool helps you use your network and save money. Learn more about Blue Networks and how staying in-network can help you save when you need care.

Making the Most of Your Benefits

We offer you important Plan Management Tools, information and services that promote better physical and financial health for you and your family. Find out how to make the most of the benefits and services your coverage may include.

Confirm Your Doctor is In Network

Avoid higher out of pocket costs by using doctors in your Blue Network.

Find Out More
BlueVoice

You Talk - We Listen

BlueVoice℠ is your place to be heard. Give us your opinion and we'll give you a chance to win great prizes!

Join Today!

Tools & Resources

Log in for tools that help you stay healthy and ahead of the game.

Health Management Tools