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How to Use Health Insurance

Know your benefits and how to use them.

How to Use Health Insurance

Your Guide to Blue Benefits

Wish you knew more about your health insurance? Here’s a great starting point.  Whether you have group or individual coverage, basic information about our health plans give you an important start on understanding:

  • How your plan works
  • How to make the most of your benefits
  • Where to turn if you have questions

Not all plans are alike.  As you learn more about the types of coverage and services available, check your particular group or individual plan details to see how – or if – this information applies to you.

The best way to learn what your plan covers and how your coverage works is to login to BlueAccess and review your Evidence of Coverage, contract or handbook that your will receive when you first sign up.

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Putting better health at the center of all we do means helping you get healthy and stay healthy.

Understanding Blue Networks

Every BlueCross BlueShield plan has a specific provider network – and in some cases a pharmacy and dental network too. Our Find a Doctor tool helps you use your network and save money. Learn more about Blue Networks and how staying in-network can help you save when you need care.

Making the Most of Your Benefits

We offer you important Plan Management Tools, information and services that promote better physical and financial health for you and your family. Find out how to make the most of the benefits and services your coverage may include.

Your Rights and Responsibilities as a Plan Member

BlueCross BlueShield of Tennessee wants you to have the personalized, quality health care you deserve. For that to happen, it is important that you understand how your health plan works, and that you become involved and informed about the care you receive. As a plan member, you have certain rights, responsibilities, and expectations. By understanding and upholding these rights and responsibilities, you will help us arrange and coordinate the type of care you deserve.

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On-the-Go Health Made Simple

Manage your health your way from wherever you are! See how with these helpful tools for your mobile device.

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WellTuned Blog

Get practical tips for healthy living and read stories of struggle and success from people like you.

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