Shop for Plans

About Blue Network E

When it comes to using your health care benefits, you can save on health care costs by staying in network. By going to a specific list of Blue NetworkSM E doctors and hospitals, you pay lower copays and avoid other out-of-network costs.

Make Sure You Get the Most Out of Your Benefits:

  • Use the Find a Doctor tool or our myBlue TN mobile app to see if your doctor or hospital is in Blue Network E. You can also call us at 1-800-565-9140.
  • All of our networks include quality doctors and hospitals that meet stringent BlueCross BlueShield of Tennessee requirements.
  • Blue Network E doctors and hospitals offer specially negotiated rates for services - so you will pay a lower copay amount when you use them.
  • If you use a doctor or hospital not in Blue Network E, you will pay more for your care and BlueCross will pay less. This applies even in an emergency situation, so it helps to know which local health care facilities are in Network E.
  • You will pay a higher deductible, copay or coinsurance for out-of-network providers.
  • You’ll also pay the difference between what the doctor charges for care and what BlueCross agreed to pay (also known as balance billing). To avoid higher costs, confirm your doctor, hospital or urgent care facility is in your network before receiving care.
Here's an example of how you avoid paying more with IN-NETWORK providers

Hospital Bill:



$20,000

Blue Network Discount:

-$9,000

Maximum Allowable Charge:

$11,000

BlueCross Pays:
(or 80%* of the Maximum Allowable Charge)

-$8,800

You Pay:
(or 20% of the $11,000 Maximum Allowable Charge)

$2,200

Here’s an example of how you pay more with OUT-OF-NETWORK providers:

Hospital Bill:

$20,000

Blue Network Discount:

None

Maximum Allowable Charge:

$11,000

BlueCross Pays:
(or 60%* of the Maximum Allowable Charge)

$6,600

You Pay:
(or 40% of the $11,000 Maximum Allowable Charge, plus $9,000 difference in the hospital’s billed charge and the Maximum Allowable Charge)

$13,400

Is Your Doctor in Blue Network E?

It's easy to find out! With our handy "Find A Doctor" tool, you can search doctors, hospitals and facilities by name or by specialty.

FIND A DOCTOR

We're committed to helping you understand how to use your benefits. If you have questions, please call us at 1-800-565-9140, Monday - Friday, 8 a.m. to 5:15 p.m. ET.

Blue Network E Provider Directory

View a list of doctors and hospitals participating in Blue Network E

Download now

Need Help With Costs?

Financial help is available from the government. See what you're eligible for.

Find Ways to Help With Costs

Tools & Resources

Log in for tools that help you stay healthy and ahead of the game.

Health Management Tools