INDIVIDUAL & FAMILY PLANS

Call us or your broker or go to bcbst.com/softheon to see if you qualify, and if so, for how much.

If you already have one of our Marketplace plans, make sure you re getting the largest subsidy you qualify for by updating your financial information at HealthCare.gov.

Out-of-pocket costs are the expenses for your health care that your insurance doesn't cover. This can include things like deductibles, coinsurance, copayments and other services.

See the out-of-pocket costs for each of our plan levels.

Plan level	Through the Marketplace	Through BlueCross	Deductible		Member Coinsurance	Out-of-Pocket Maximum		Works with HSA?
			Individual	Family		Individual	Family
Bronze B07			$6,450	$12,900	50%	$7,600	$15,200
Bronze B15			$10,600	$21,200	0%	$10,600	$21,200
Bronze B16			$7,500	$15,000	50%	$10,000	$20,000
Bronze B17			$10,600	$21,200	0%	$10,600	$21,200
Bronze B19			$0	$0	50%	$10,600	$21,200
Bronze B20			$7,400	$14,800	0%	$7,400	$14,800
Silver S20 This plan is only available through bcbst.com. For plan S20, affordable copays on drugs even before you meet your deductible - from $20 on generics, up to $100 on brand drugs. This means that you don't have to meet your deductible before we help you pay for these drugs. Check our preventive drug list to make sure the daily medications you take are on it.			$3,650	$7,300	50%	$7,750	$15,500
Silver S26			$6,000	$12,000	40%	$8,900	$17,800
Silver S27			$5,900	$11,800	50%	$6,900	$13,800
Silver S29			$5,900	$11,800	50%	$6,900	$13,800
Silver S34			$8,100	$16,200	0%	$8,100	$16,200
Silver S35			$6,350	$12,700	20%	$9,200	$18,400
Gold G08			$2,000	$4,000	25%	$8,200	$16,400

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Here's how the prescription costs break down based upon your plan level.

Plan level	Copay and Coinsurance Ranges
	Generics	Preferred Brand Drugs	Non-Preferred Brand Drugs
Bronze B07	Deductible/Coinsurance	Deductible/Coinsurance	Deductible/Coinsurance
Bronze B15	Deductible/Coinsurance	Deductible/Coinsurance	Deductible/Coinsurance
Bronze B16	$25 Rx Copay	$50 Rx Copay After Deductible	$100 Rx Copay After Deductible
Bronze B17	Deductible/Coinsurance	Deductible/Coinsurance	Deductible/Coinsurance
Bronze B19	$35 Rx Copay	$195 Rx Copay	$250 Rx Copay
Bronze B20	Deductible/Coinsurance	Deductible/Coinsurance	Deductible/Coinsurance
Silver S20 This plan is only available through bcbst.com. For plan S20, affordable copays on drugs even before you meet your deductible - from $20 on generics, up to $100 on brand drugs. This means that you don't have to meet your deductible before we help you pay for these drugs. Check our preventive drug list to make sure the daily medications you take are on it.	Deductible/Coinsurance $20 Preventive Rx Copay	Deductible/Coinsurance $50 Preventive Rx Copay	Deductible/Coinsurance $100 Preventive Rx Copay
Silver S26	$20 Rx Copay	$40 Rx Copay	$80 Rx Copay After Deductible
Silver S27	Deductible/Coinsurance	Deductible/Coinsurance	Deductible/Coinsurance
Silver S29	Deductible/Coinsurance	Deductible/Coinsurance	Deductible/Coinsurance
Silver S34	$10 Rx Copay	Deductible/Coinsurance	Deductible/Coinsurance
Silver S35	$10 Rx Copay	$75 Rx Copay	$150 Rx Copay
Gold G08	$15 Rx Copay	$30 Rx Copay	$60 Rx Copay

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Deductible: The amount you pay each year before your health plan begins paying.

Coinsurance: The percentage of costs for care that you'll pay - usually after you've paid your deductible.