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EMPLOYER & GROUP PLANS

Together is better

Our medical, pharmacy, dental, vision and wellness plans all work together. Which means you and your employees have one card and one team that’s here for all of your coverage.

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We work with you to make sure your employees are covered with best-in-class insurance plans. When you’re ready, contact a sales team member to talk about your options.

Medical Plans

We offer different types of group health insurance plans with a range of benefits and monthly costs, so you can choose what works for your business and employees.

Includes

Variety of plan types including PPO (Preferred Provider Organization) and Consumer Directed Health Plans (CDHP)
Customizable health plans to fit your business

Contact a Sales Team Member

Pharmacy Coverage

We base our pharmacy coverage on the health plans you offer your employees. They include prescription benefits, easy access to your covered drug list, price comparisons and a large network of pharmacies.

Includes

Convenient and affordable ways to get medications
Access to personalized coverage information through bcbst.com accounts and our app
Ability to see current covered drug costs

Contact a Sales Team Member

Life & Disability Benefits

We can help you offer your employees even more benefits through our partner Group Insurance Services, Inc. — with the option to pay all or some of their costs.

Includes

Life/AD&D
Short Term & Long Term Disability
Long Term Care
Employee Assistance Plans
GAP Plans and more

Contact a Sales Team Member

Group Medicare Plans

Our group Medicare plans offer retirees all the benefits of Original Medicare and more — from a wide network to more predictable costs. We’ll work with you to find what works for your group.

Includes

Group Medicare Advantage (BlueAdvantage) and Medicare Supplement (BlueElite) plans
Predictable out-of-pocket costs
Flexible plan options

Contact a Sales Team Member

Dental & Vision Plans

If you want to complete your employees’ coverage, our dental and vision plans offer customization, convenience and more affordable options that can be tailored to your group.

Includes

Routine eye and dental exams
Access to one of the largest networks in Tennessee
Discounts and savings

Contact a Sales Team Member

Wellness Offerings

Give your employees more reasons to make healthy choices with wellness benefits and incentives. With health coaching, workplace challenges and more, you can offer real-time data, support and rewards for a healthier office.

Includes

Customized employee incentives
Individualized levels of support
Data-driven solutions, insights and reporting
Personal consulting for growing a wellness culture

Contact a Sales Team Member

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Together for a healthier business

When your medical, pharmacy, dental, vision and wellness coverage is combined, we see the big picture and can spot potential issues to help keep your employees healthier.

EASIER

Claims Process

IMPROVES

Overall Health

LOWER COSTS For All

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One team, one card

Your employees will have one team and one ID card for complete coverage, along with integrated claims to make it easier to manage their health.

Largest network in the nation

Your employees have access to a wide selection of providers and retailers. So they can get care, services and products that work for them.

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Lower costs for all

We make it easier for you to manage your group’s coverage information and keep costs low for your employees.

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Compare drug prices

Compare average prescription costs for medicine on your covered drug lists.

SEARCH AND SAVE

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Health spending accounts for your employees

We offer Health Savings Accounts (HSA), Health Reimbursement Arrangements (HRA) and Flexible Spending Accounts (FSA) that work with certain plans, so your employees can use pre-tax dollars to pay for eligible expenses.

SEE SPENDING ACCOUNTS